Be A Better Steward

Good Morning!! Some singles, especially those never married who have good jobs and no families or those widowed and left financial comfortable, may have plenty of disposable income. Advertisers often target singles in this group because they are usually willing to spend for their wants as well as their needs. However, other singles find that their monthly expenses always exceed their monthly income. In this second category, we find single parents whose ex-spouse does not provide adequate child support or older widows left without enough financial resources and no job skills. Many divorced single parents find that living on one income (theirs) when they are used to two stretches them to the limit. Today's faltering economy only adds to the challenges.

"Suppose one of you wants to build a tower. Won't you first sit down and estimate the cost to see if you have enough money to complete it? For if you lay the foundation and are not able to finish it, everyone who sees it will ridicule you,—Luke 14:28-29 (NIV)
The principles for handling finances are the same whether a person is married, or single. The most important principle is to spend less than you make. Create a budget,...and live within that budget. Know how much money comes in every month, and plan how it will be spent,...treat yourself like another bill, and set something aside for later (save). Avoid Payday loans at any cost. Avoid all debt, especially credit card debt, even if you have to do without an item that you think you need. With the possible exception of buying a house.

Get out and stay out, of debt,...either do not use credit cards or commit to pay off the balance each month.

---

Heavenly Father, forgive us for the times we've not been wise in our spending. Help us to be willing and able to count the cost, to plan a budget and live within it. Help us be a good stewards, of Your blessings. In Jesus' name. Amen.

"Distractions are all around us,...today lets keep them in perspective, and focus on our relationship with God."